Natural Disaster Risk in Winifred
Montana
5.3out of 10
Risk Summary for Winifred
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Cold Wave Winter Weather Avalanche
All 18 Hazard Scores
Winter Weather 9.3
Cold Wave 9.3
Avalanche 8.6
Wildfire 8.3
Landslide 7.5
Lightning 7.3
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Drought 4.0
Hail 3.6
Earthquake 3.5
Extreme Heat 3.1
Tornado 2.6
Ice Storm 2.6
Hurricane 2.4
Strong Wind 2.0
Riverine Flooding 1.0
How it compares
Winifred 5.3
Montana avg. 4.9
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Winifred
Other cities in Montana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.