What is the natural disaster risk in Fillmore County, Nebraska?

Fillmore County, Nebraska has an overall natural disaster risk score of 4.7 out of 10, rated Moderate by FEMA's National Risk Index. Its most significant hazard is Hail.

What natural hazards affect Fillmore County, Nebraska?

The leading natural hazards for Fillmore County, Nebraska are Hail, Drought, Strong Wind. These rankings come from FEMA National Risk Index data for the surrounding county.

How does the disaster risk in Fillmore County, Nebraska compare to the rest of the US?

Fillmore County, Nebraska's risk score of 4.7/10 is about the same as the U.S. national average of 4.5/10. Nebraska residents can use this to gauge relative exposure to natural hazards.

Natural Disaster Risk in Fillmore County

Nebraska

4.7out of 10

Moderate Risk

Risk Summary for Fillmore County

Fillmore County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail

9.5

Drought

8.9

Strong Wind

7.5

Ice Storm

6.5

Tsunami

5.4

Winter Weather

5.2

Volcanic Activity

5.1

Tornado

4.9

Coastal Flooding

4.9

Avalanche

4.5

Wildfire

3.9

Lightning

3.1

Hurricane

2.4

Extreme Heat

2.3

Earthquake

2.1

Cold Wave

2.1

Landslide

1.4

Riverine Flooding

1.0

How it compares

Fillmore County

4.7

Nebraska avg.

4.8

US national avg.

4.5

Live Conditions

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🏠 What this means for insurance

Average risk — standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fillmore County, Nebraska

Fillmore County, in the United States in Nebraska, is characterized by its semi-arid continental climate — hot summers, cold winters, and open-terrain wind exposure. The county faces one of the most tornado-active spring seasons in the central US, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Fillmore County's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include drought and wind.

Within Nebraska, Fillmore County's risk is, near the 4.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Fillmore County identifies hail as the foremost hazard, followed by drought and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Fillmore County residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Fillmore County: Hail preparedness

Document roof and property condition annually to streamline any future hail claims.
Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Cities in Fillmore County

Geneva4.7/10 Fairmont4.7/10 Exeter4.7/10 Shickley4.7/10 Milligan4.7/10 Grafton4.7/10 Ohiowa4.7/10 Strang4.7/10

ZIP codes in Fillmore County

68361Geneva4.7 68354Fairmont4.7 68351Exeter4.7 68436Shickley4.7 68406Milligan4.7 68365Grafton4.7 68416Ohiowa4.7 68444Strang4.7

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.