🌍 ClimateRiskCheck

Natural Disaster Risk in Milligan

Nebraska

4.7out of 10
Moderate Risk

Risk Summary for Milligan

Milligan scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail
9.5
Drought
8.9
Strong Wind
7.5
Ice Storm
6.5
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.9
Lightning
3.1
Hurricane
2.4
Extreme Heat
2.3
Earthquake
2.1
Cold Wave
2.1
Landslide
1.4
Riverine Flooding
1.0

How it compares

Milligan
4.7
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Milligan, Nebraska

Located in the interior eastern United States in Fillmore County, Milligan is a small unincorporated community. The semi-arid continental climate that characterizes this part of Nebraska β€” marked by hot summers, cold winters, and open-terrain wind exposure β€” directly influences the types and severity of natural hazards present, making Milligan a community where hazard awareness has real practical value.

Milligan's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include drought and wind.

Relative to other U.S. communities, Milligan's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.8/10 state average. The hazard distribution here is led by hail and drought, as measured by FEMA across Fillmore County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Milligan residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Milligan: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Milligan

These city-level factors differentiate Milligan from other communities in Fillmore County and provide geographic context for its hazard exposure.

Population

468

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

40.5057Β° N, 97.3787Β° W

Fillmore County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Milligan

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Milligan

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.