Natural Disaster Risk in Wells
Nevada
Risk Summary for Wells
Wells scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Wells, Nevada
Located in the Great Plains in Elko County, Wells is a small community of about 1,762. The desert climate that characterizes this part of Nevada β marked by extreme summer heat and very low precipitation β directly influences the types and severity of natural hazards present, making Wells a community where hazard awareness has real practical value.
FEMA rates Wells's composite natural disaster risk at 5.5 out of 10 β moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for avalanche and volcano risk in their preparedness planning.
Relative to other U.S. communities, Wells's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.1/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Elko County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Wells residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Wells: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Wells
These city-level factors differentiate Wells from other communities in Elko County and provide geographic context for its hazard exposure.
Population
1,762
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 10.0/10
Coordinates
41.2848Β° N, 114.8777Β° W
Elko County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Wells
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Wells
Other cities in Nevada
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.