🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 89835

Wells, Nevada

5.5out of 10
Moderate Risk

Risk Summary for ZIP 89835

ZIP 89835 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Volcanic Activity

All 18 Hazard Scores

Wildfire
10.0
Avalanche
9.6
Volcanic Activity
9.2
Winter Weather
8.9
Earthquake
8.6
Extreme Heat
6.2
Landslide
6.2
Lightning
5.8
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.7
Cold Wave
3.2
Hail
3.1
Strong Wind
2.8
Hurricane
2.4
Tornado
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

ZIP 89835
5.5
Nevada avg.
5.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 89835, Nevada

ZIP 89835 covers part of the Wells area, in the Great Plains. The surrounding region experiences extreme summer heat and very low precipitation, with intense heat waves in summer shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 89835's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for avalanche and volcano risk in their preparedness planning.

ZIP 89835's risk score, slightly above the 5.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are wildfire, avalanche, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 89835 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for ZIP 89835: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Risk for the surrounding area

Local Factors for ZIP 89835

These city-level factors differentiate ZIP 89835 from other communities in Nevada County and provide geographic context for its hazard exposure.

Population

1,762

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

41.2848Β° N, 114.8777Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 89835

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Nevada

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.