🌍 ClimateRiskCheck

Natural Disaster Risk in Andover

New Jersey

6.6out of 10
High Risk

Risk Summary for Andover

Andover scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Cold Wave Landslide

All 18 Hazard Scores

Strong Wind
9.8
Cold Wave
9.5
Landslide
8.8
Avalanche
8.7
Hurricane
8.1
Winter Weather
8.1
Earthquake
7.5
Lightning
7.1
Extreme Heat
6.5
Ice Storm
6.2
Drought
5.7
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Hail
2.0
Riverine Flooding
1.0

How it compares

Andover
6.6
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Andover, New Jersey

Andover, in Sussex County, is a town of roughly 9,662 residents situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that Andover residents and property owners must navigate.

According to FEMA's National Risk Index, Andover carries an overall risk score of 6.6/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to cold wave and landslide.

Within New Jersey, Andover's risk is, slightly below the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Sussex County identifies wind as the foremost hazard, followed by cold wave and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Andover's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Andover: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Andover

These city-level factors differentiate Andover from other communities in Sussex County and provide geographic context for its hazard exposure.

Population

9,662

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

40.9646Β° N, 74.7481Β° W

Sussex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Andover

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Andover

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.