Natural Disaster Risk in Beach Haven
New Jersey
Risk Summary for Beach Haven
Beach Haven scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
High-risk area — review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Beach Haven, New Jersey
Located along the mid-Atlantic coast in Ocean County, Beach Haven is a town of roughly 6,837 residents. The humid subtropical climate that characterizes this part of New Jersey — marked by warm summers, cold winters, and significant coastal storm exposure — directly influences the types and severity of natural hazards present, making Beach Haven a community where hazard awareness has real practical value.
Beach Haven's overall natural disaster risk is rated 8.0/10 (Very High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include wind and winter.
Relative to other U.S. communities, Beach Haven's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 7.4/10 state average. The hazard distribution here is led by coastal flood and wind, as measured by FEMA across Ocean County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Given Beach Haven's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.
What this means for Beach Haven: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Beach Haven
These city-level factors differentiate Beach Haven from other communities in Ocean County and provide geographic context for its hazard exposure.
Population
6,837
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 39.6°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 9.6/10
Coordinates
39.6219° N, 74.2242° W
Ocean County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Beach Haven
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Beach Haven
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.