Natural Disaster Risk in Belleville
New Jersey
Risk Summary for Belleville
Belleville scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Belleville, New Jersey
Belleville, in Essex County, is a city of approximately 37,984 residents situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that Belleville residents and property owners must navigate.
Belleville's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include wind and winter.
Within New Jersey, Belleville's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Essex County identifies heat as the foremost hazard, followed by wind and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a high natural disaster risk rating, Belleville residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Belleville: Extreme Heat preparedness
- Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
- Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
- Check on elderly neighbors and never leave children or pets in parked vehicles.
Local Factors for Belleville
These city-level factors differentiate Belleville from other communities in Essex County and provide geographic context for its hazard exposure.
Population
37,984
SuburbanGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 40.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.2/10
Coordinates
40.7950Β° N, 74.1616Β° W
Essex County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Belleville
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Belleville
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.