Natural Disaster Risk in Belmar
New Jersey
7.8out of 10
Risk Summary for Belmar
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Strong Wind Coastal Flooding Extreme Heat
All 18 Hazard Scores
Strong Wind 10.0
Extreme Heat 9.9
Lightning 9.9
Coastal Flooding 9.9
Winter Weather 9.8
Earthquake 9.5
Hurricane 9.5
Ice Storm 9.5
Wildfire 9.0
Cold Wave 8.9
Drought 7.5
Tornado 6.1
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Landslide 4.3
Hail 3.9
Riverine Flooding 1.0
How it compares
Belmar 7.8
New Jersey avg. 7.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Belmar
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.