🌍 ClimateRiskCheck

Natural Disaster Risk in Chesterfield

New Jersey

8.0out of 10
Very High Risk

Risk Summary for Chesterfield

Chesterfield scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Winter Weather Coastal Flooding

All 18 Hazard Scores

Strong Wind
9.9
Winter Weather
9.9
Coastal Flooding
9.7
Ice Storm
9.7
Extreme Heat
9.5
Lightning
9.5
Wildfire
9.3
Earthquake
9.3
Hurricane
9.3
Cold Wave
8.4
Tornado
8.1
Drought
7.6
Landslide
6.6
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.1
Riverine Flooding
1.0

How it compares

Chesterfield
8.0
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chesterfield, New Jersey

Chesterfield, in Burlington County, is a town of roughly 8,373 residents situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that Chesterfield residents and property owners must navigate.

Chesterfield's overall natural disaster risk is rated 8.0/10 (Very High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include winter and coastal flood.

Within New Jersey, Chesterfield's risk is, slightly above the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Burlington County identifies wind as the foremost hazard, followed by winter and coastal flood. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Given Chesterfield's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.

What this means for Chesterfield: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Chesterfield

These city-level factors differentiate Chesterfield from other communities in Burlington County and provide geographic context for its hazard exposure.

Population

8,373

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

40.1163Β° N, 74.6457Β° W

Burlington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chesterfield

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Chesterfield

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.