🌍 ClimateRiskCheck

Natural Disaster Risk in Gloucester City

New Jersey

8.0out of 10
Very High Risk

Risk Summary for Gloucester City

Gloucester City scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Coastal Flooding Extreme Heat

All 18 Hazard Scores

Winter Weather
9.9
Extreme Heat
9.7
Lightning
9.7
Coastal Flooding
9.7
Ice Storm
9.6
Earthquake
9.5
Strong Wind
9.5
Cold Wave
9.3
Hurricane
9.2
Wildfire
8.8
Tornado
8.7
Drought
7.4
Landslide
6.1
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Hail
4.0
Riverine Flooding
1.0

How it compares

Gloucester City
8.0
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gloucester City, New Jersey

Located along the mid-Atlantic coast in Camden County, Gloucester City is a city of approximately 13,217 residents. The humid subtropical climate that characterizes this part of New Jersey β€” marked by warm summers, cold winters, and significant coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Gloucester City a community where hazard awareness has real practical value.

Gloucester City's overall natural disaster risk is rated 8.0/10 (Very High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include coastal flood and heat.

Relative to other U.S. communities, Gloucester City's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 7.4/10 state average. The hazard distribution here is led by winter and coastal flood, as measured by FEMA across Camden County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

The very high risk environment in Gloucester City warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including winter. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Gloucester City: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Gloucester City

These city-level factors differentiate Gloucester City from other communities in Camden County and provide geographic context for its hazard exposure.

Population

13,217

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

39.8902Β° N, 75.1178Β° W

Camden County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gloucester City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gloucester City

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.