🌍 ClimateRiskCheck

Natural Disaster Risk in Hackettstown

New Jersey

6.9out of 10
High Risk

Risk Summary for Hackettstown

Hackettstown scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Cold Wave Avalanche

All 18 Hazard Scores

Strong Wind
9.2
Cold Wave
9.0
Avalanche
8.9
Hurricane
8.7
Winter Weather
8.5
Drought
8.1
Landslide
8.0
Extreme Heat
7.6
Lightning
7.6
Earthquake
7.4
Ice Storm
6.7
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.3
Hail
2.5
Riverine Flooding
1.0

How it compares

Hackettstown
6.9
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hackettstown, New Jersey

Hackettstown is a city of approximately 32,105 residents in Warren County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hackettstown.

FEMA rates Hackettstown's composite natural disaster risk at 6.9 out of 10 β€” high risk. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Residents should also account for cold wave and avalanche risk in their preparedness planning.

Hackettstown's risk score, slightly below the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Warren County, the highest-scoring are wind, cold wave, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hackettstown's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Hackettstown: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Hackettstown

These city-level factors differentiate Hackettstown from other communities in Warren County and provide geographic context for its hazard exposure.

Population

32,105

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

40.8603Β° N, 74.8319Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hackettstown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hackettstown

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.