🌍 ClimateRiskCheck

Natural Disaster Risk in Harrison

New Jersey

7.3out of 10
High Risk

Risk Summary for Harrison

Harrison scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Extreme Heat Strong Wind

All 18 Hazard Scores

Extreme Heat
9.9
Coastal Flooding
9.9
Strong Wind
9.8
Earthquake
9.6
Winter Weather
9.6
Cold Wave
9.5
Hurricane
9.4
Tornado
9.2
Lightning
8.0
Ice Storm
7.9
Hail
7.8
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.5
Landslide
3.5
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Harrison
7.3
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harrison, New Jersey

Harrison is a city of approximately 22,866 residents in Hudson County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Harrison.

According to FEMA's National Risk Index, Harrison carries an overall risk score of 7.3/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to heat and wind.

Harrison's risk score, near the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hudson County, the highest-scoring are coastal flood, heat, and wind. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Harrison residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Harrison: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Harrison

These city-level factors differentiate Harrison from other communities in Hudson County and provide geographic context for its hazard exposure.

Population

22,866

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.7438Β° N, 74.1539Β° W

Hudson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harrison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harrison

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.