Natural Disaster Risk in Haworth
New Jersey
Risk Summary for Haworth
Haworth scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Haworth, New Jersey
Located along the northeastern Atlantic Seaboard in Bergen County, Haworth is a town of roughly 3,363 residents. The humid subtropical climate that characterizes this part of New Jersey β marked by warm summers, cold winters, and significant coastal storm exposure β directly influences the types and severity of natural hazards present, making Haworth a community where hazard awareness has real practical value.
FEMA rates Haworth's composite natural disaster risk at 7.5 out of 10 β high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for winter and wind risk in their preparedness planning.
Relative to other U.S. communities, Haworth's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.4/10 state average. The hazard distribution here is led by coastal flood and winter, as measured by FEMA across Bergen County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Haworth's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Haworth: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Haworth
These city-level factors differentiate Haworth from other communities in Bergen County and provide geographic context for its hazard exposure.
Population
3,363
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.1/10
Coordinates
40.9622Β° N, 73.9976Β° W
Bergen County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Haworth
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Haworth
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.