🌍 ClimateRiskCheck

Natural Disaster Risk in Hopatcong

New Jersey

6.6out of 10
High Risk

Risk Summary for Hopatcong

Hopatcong scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Cold Wave Landslide

All 18 Hazard Scores

Strong Wind
9.8
Cold Wave
9.5
Landslide
8.8
Avalanche
8.7
Hurricane
8.1
Winter Weather
8.1
Earthquake
7.5
Lightning
7.1
Extreme Heat
6.5
Ice Storm
6.2
Drought
5.7
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Hail
2.0
Riverine Flooding
1.0

How it compares

Hopatcong
6.6
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hopatcong, New Jersey

Located along the northeastern Atlantic Seaboard in Sussex County, Hopatcong is a city of approximately 11,098 residents. The humid subtropical climate that characterizes this part of New Jersey β€” marked by warm summers, cold winters, and significant coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Hopatcong a community where hazard awareness has real practical value.

Hopatcong's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include cold wave and landslide.

Relative to other U.S. communities, Hopatcong's natural disaster risk is well above the U.S. national average of 4.5/10, slightly below the 7.4/10 state average. The hazard distribution here is led by wind and cold wave, as measured by FEMA across Sussex County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hopatcong's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Hopatcong: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Hopatcong

These city-level factors differentiate Hopatcong from other communities in Sussex County and provide geographic context for its hazard exposure.

Population

11,098

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

40.9399Β° N, 74.6593Β° W

Sussex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hopatcong

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hopatcong

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.