🌍 ClimateRiskCheck

Natural Disaster Risk in Jackson

New Jersey

8.0out of 10
Very High Risk

Risk Summary for Jackson

Jackson scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Strong Wind Winter Weather

All 18 Hazard Scores

Strong Wind
10.0
Coastal Flooding
10.0
Winter Weather
9.9
Lightning
9.8
Wildfire
9.6
Extreme Heat
9.6
Hurricane
9.5
Ice Storm
9.5
Earthquake
9.3
Cold Wave
9.2
Drought
6.7
Hail
6.5
Landslide
6.2
Tornado
5.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Jackson
8.0
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

High-risk area β€” review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jackson, New Jersey

Jackson is a city of 58,991 residents in Ocean County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Jackson.

According to FEMA's National Risk Index, Jackson carries an overall risk score of 8.0/10, placing it in the very high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to wind and winter.

Jackson's risk score, slightly above the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ocean County, the highest-scoring are coastal flood, wind, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

The very high risk environment in Jackson warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including coastal flood. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.

What this means for Jackson: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Jackson

These city-level factors differentiate Jackson from other communities in Ocean County and provide geographic context for its hazard exposure.

Population

58,991

Urban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.6/10

Coordinates

40.1048Β° N, 74.3504Β° W

Ocean County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jackson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jackson

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.