🌍 ClimateRiskCheck

Natural Disaster Risk in Kearny

New Jersey

7.3out of 10
High Risk

Risk Summary for Kearny

Kearny scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Extreme Heat Strong Wind

All 18 Hazard Scores

Extreme Heat
9.9
Coastal Flooding
9.9
Strong Wind
9.8
Earthquake
9.6
Winter Weather
9.6
Cold Wave
9.5
Hurricane
9.4
Tornado
9.2
Lightning
8.0
Ice Storm
7.9
Hail
7.8
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.5
Landslide
3.5
Wildfire
1.6
Riverine Flooding
1.0

How it compares

Kearny
7.3
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kearny, New Jersey

Located along the northeastern Atlantic Seaboard in Hudson County, Kearny is a city of approximately 40,614 residents. The humid subtropical climate that characterizes this part of New Jersey β€” marked by warm summers, cold winters, and significant coastal storm exposure β€” directly influences the types and severity of natural hazards present, making Kearny a community where hazard awareness has real practical value.

Kearny's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. Secondary hazards include heat and wind.

Relative to other U.S. communities, Kearny's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.4/10 state average. The hazard distribution here is led by coastal flood and heat, as measured by FEMA across Hudson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Kearny residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Kearny: Coastal Flooding preparedness

  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.

Local Factors for Kearny

These city-level factors differentiate Kearny from other communities in Hudson County and provide geographic context for its hazard exposure.

Population

40,614

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.6/10

Coordinates

40.7528Β° N, 74.1202Β° W

Hudson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kearny

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kearny

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.