Natural Disaster Risk in Long Branch
New Jersey
Risk Summary for Long Branch
Long Branch scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Long Branch, New Jersey
Located along the northeastern Atlantic Seaboard in Monmouth County, Long Branch is a city of approximately 32,917 residents. The humid subtropical climate that characterizes this part of New Jersey — marked by warm summers, cold winters, and significant coastal storm exposure — directly influences the types and severity of natural hazards present, making Long Branch a community where hazard awareness has real practical value.
Long Branch's overall natural disaster risk is rated 7.8/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include coastal flood and heat.
Relative to other U.S. communities, Long Branch's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.4/10 state average. The hazard distribution here is led by wind and coastal flood, as measured by FEMA across Monmouth County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Long Branch's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Long Branch: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Long Branch
These city-level factors differentiate Long Branch from other communities in Monmouth County and provide geographic context for its hazard exposure.
Population
32,917
SuburbanGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 40.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 9.0/10
Coordinates
40.2958° N, 73.9919° W
Monmouth County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Long Branch
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Long Branch
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.