🌍 ClimateRiskCheck

Natural Disaster Risk in Maplewood

New Jersey

7.6out of 10
High Risk

Risk Summary for Maplewood

Maplewood scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Strong Wind Winter Weather

All 18 Hazard Scores

Strong Wind
9.9
Extreme Heat
9.9
Winter Weather
9.7
Earthquake
9.6
Tornado
9.6
Cold Wave
9.6
Hurricane
9.5
Coastal Flooding
9.5
Lightning
9.3
Hail
8.8
Ice Storm
8.2
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Drought
3.5
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Maplewood
7.6
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Maplewood, New Jersey

Maplewood is a city of approximately 25,613 residents in Essex County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Maplewood.

FEMA rates Maplewood's composite natural disaster risk at 7.6 out of 10 β€” high risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for wind and winter risk in their preparedness planning.

Maplewood's risk score, near the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Essex County, the highest-scoring are heat, wind, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Maplewood residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Maplewood: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Maplewood

These city-level factors differentiate Maplewood from other communities in Essex County and provide geographic context for its hazard exposure.

Population

25,613

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

40.7330Β° N, 74.2712Β° W

Essex County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Maplewood

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Maplewood

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.