Natural Disaster Risk in Morris County
New Jersey
7.4out of 10
Risk Summary for Morris County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Strong Wind Winter Weather Cold Wave
All 18 Hazard Scores
Strong Wind 9.7
Winter Weather 9.7
Cold Wave 9.4
Lightning 9.2
Extreme Heat 9.1
Earthquake 9.0
Hurricane 9.0
Avalanche 8.4
Tornado 8.2
Landslide 7.7
Drought 7.1
Ice Storm 6.6
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Wildfire 3.9
Hail 3.2
Riverine Flooding 1.0
How it compares
Morris County 7.4
New Jersey avg. 7.4
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Morris County
Morristown7.4/10Parsippany7.4/10Dover7.4/10Randolph7.4/10Rockaway7.4/10Morris Plains7.4/10Chatham7.4/10Denville7.4/10Butler7.4/10Madison7.4/10Budd Lake7.4/10Boonton7.4/10Long Valley7.4/10Florham Park7.4/10Wharton7.4/10Flanders7.4/10Oak Ridge7.4/10East Hanover7.4/10Lincoln Park7.4/10Lake Hiawatha7.4/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.