🌍 ClimateRiskCheck

Natural Disaster Risk in Hibernia

New Jersey

7.4out of 10
High Risk

Risk Summary for Hibernia

Hibernia scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Winter Weather Cold Wave

All 18 Hazard Scores

Strong Wind
9.7
Winter Weather
9.7
Cold Wave
9.4
Lightning
9.2
Extreme Heat
9.1
Earthquake
9.0
Hurricane
9.0
Avalanche
8.4
Tornado
8.2
Landslide
7.7
Drought
7.1
Ice Storm
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.9
Hail
3.2
Riverine Flooding
1.0

How it compares

Hibernia
7.4
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hibernia, New Jersey

Hibernia, in Morris County, is a small unincorporated community situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that Hibernia residents and property owners must navigate.

According to FEMA's National Risk Index, Hibernia carries an overall risk score of 7.4/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to winter and cold wave.

Within New Jersey, Hibernia's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Morris County identifies wind as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Hibernia residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Hibernia: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Hibernia

These city-level factors differentiate Hibernia from other communities in Morris County and provide geographic context for its hazard exposure.

Population

56

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

40.9448Β° N, 74.5006Β° W

Morris County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hibernia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hibernia

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.