Natural Disaster Risk in Mount Royal
New Jersey
Risk Summary for Mount Royal
Mount Royal scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mount Royal, New Jersey
Located along the mid-Atlantic coast in Gloucester County, Mount Royal is a town of roughly 4,508 residents. The humid subtropical climate that characterizes this part of New Jersey β marked by warm summers, cold winters, and significant coastal storm exposure β directly influences the types and severity of natural hazards present, making Mount Royal a community where hazard awareness has real practical value.
FEMA rates Mount Royal's composite natural disaster risk at 7.7 out of 10 β high risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for wind and winter risk in their preparedness planning.
Relative to other U.S. communities, Mount Royal's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.4/10 state average. The hazard distribution here is led by coastal flood and wind, as measured by FEMA across Gloucester County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Mount Royal's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Mount Royal: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Mount Royal
These city-level factors differentiate Mount Royal from other communities in Gloucester County and provide geographic context for its hazard exposure.
Population
4,508
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 39.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.2/10
Coordinates
39.8046Β° N, 75.2070Β° W
Gloucester County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mount Royal
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mount Royal
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.