🌍 ClimateRiskCheck

Natural Disaster Risk in Ocean Grove

New Jersey

7.8out of 10
High Risk

Risk Summary for Ocean Grove

Ocean Grove scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Coastal Flooding Extreme Heat

All 18 Hazard Scores

Strong Wind
10.0
Extreme Heat
9.9
Lightning
9.9
Coastal Flooding
9.9
Winter Weather
9.8
Earthquake
9.5
Hurricane
9.5
Ice Storm
9.5
Wildfire
9.0
Cold Wave
8.9
Drought
7.5
Tornado
6.1
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.3
Hail
3.9
Riverine Flooding
1.0

How it compares

Ocean Grove
7.8
New Jersey avg.
7.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ocean Grove, New Jersey

Ocean Grove, in Monmouth County, is a town of roughly 3,092 residents situated along the northeastern Atlantic Seaboard. Its humid subtropical climate brings warm summers, cold winters, and significant coastal storm exposure, and in particular nor'easters, coastal flooding, and tropical storm threats. These conditions collectively define the natural hazard environment that Ocean Grove residents and property owners must navigate.

Ocean Grove's overall natural disaster risk is rated 7.8/10 (High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include coastal flood and heat.

Within New Jersey, Ocean Grove's risk is, near the 7.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Monmouth County identifies wind as the foremost hazard, followed by coastal flood and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Ocean Grove residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ocean Grove: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Ocean Grove

These city-level factors differentiate Ocean Grove from other communities in Monmouth County and provide geographic context for its hazard exposure.

Population

3,092

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Moderate Continental

Latitude 40.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

40.2118Β° N, 74.0083Β° W

Monmouth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ocean Grove

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ocean Grove

Other cities in New Jersey

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.