Natural Disaster Risk in Point Pleasant Beach

New Jersey

8.0out of 10

Very High Risk

Risk Summary for Point Pleasant Beach

This area faces significantly elevated natural disaster risk compared to most of the US. Review your insurance coverage carefully.

Top Hazards

Coastal Flooding Strong Wind Winter Weather

All 18 Hazard Scores

Strong Wind

10.0

Coastal Flooding

10.0

Winter Weather

9.9

Lightning

9.8

Wildfire

9.6

Extreme Heat

9.6

Hurricane

9.5

Ice Storm

9.5

Earthquake

9.3

Cold Wave

9.2

Drought

6.7

Hail

6.5

Landslide

6.2

Tornado

5.4

Tsunami

5.4

Volcanic Activity

5.1

Avalanche

4.5

Riverine Flooding

1.0

How it compares

Point Pleasant Beach

8.0

New Jersey avg.

7.4

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

High-risk area — review your coverage carefully

Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

ZIP Codes in Point Pleasant Beach

08742

Other cities in New Jersey

Lakewood8.0/10 Jersey City7.3/10 Bayonne7.3/10 Passaic7.6/10 Union City7.3/10 Toms River8.0/10 West New York7.3/10 North Bergen7.3/10

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.