Natural Disaster Risk in Point Pleasant Beach
New Jersey
Risk Summary for Point Pleasant Beach
Point Pleasant Beach scores 8.0/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
High-risk area β review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Point Pleasant Beach, New Jersey
Point Pleasant Beach is a city of approximately 25,732 residents in Ocean County, along the northeastern Atlantic Seaboard. The area experiences warm summers, cold winters, and significant coastal storm exposure, with nor'easters, coastal flooding, and tropical storm threats shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Point Pleasant Beach.
FEMA rates Point Pleasant Beach's composite natural disaster risk at 8.0 out of 10 β very high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for wind and winter risk in their preparedness planning.
Point Pleasant Beach's risk score, slightly above the 7.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ocean County, the highest-scoring are coastal flood, wind, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
The very high risk environment in Point Pleasant Beach warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including coastal flood. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.
What this means for Point Pleasant Beach: Coastal Flooding preparedness
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
Local Factors for Point Pleasant Beach
These city-level factors differentiate Point Pleasant Beach from other communities in Ocean County and provide geographic context for its hazard exposure.
Population
25,732
SuburbanGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 40.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.6/10
Coordinates
40.0808Β° N, 74.0621Β° W
Ocean County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Point Pleasant Beach
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Point Pleasant Beach
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.