Natural Disaster Risk in West Milford
New Jersey
Risk Summary for West Milford
West Milford scores 7.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: West Milford, New Jersey
Located along the northeastern Atlantic Seaboard in Passaic County, West Milford is a city of approximately 14,966 residents. The humid subtropical climate that characterizes this part of New Jersey — marked by warm summers, cold winters, and significant coastal storm exposure — directly influences the types and severity of natural hazards present, making West Milford a community where hazard awareness has real practical value.
West Milford's overall natural disaster risk is rated 7.6/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include lightning and winter.
Relative to other U.S. communities, West Milford's natural disaster risk is well above the U.S. national average of 4.5/10, near the 7.4/10 state average. The hazard distribution here is led by wind and lightning, as measured by FEMA across Passaic County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
West Milford's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for West Milford: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for West Milford
These city-level factors differentiate West Milford from other communities in Passaic County and provide geographic context for its hazard exposure.
Population
14,966
SuburbanGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Moderate Continental
Latitude 41.1°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 2.7/10
Coordinates
41.0871° N, 74.3779° W
Passaic County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for West Milford
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in West Milford
Other cities in New Jersey
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.