Natural Disaster Risk in Albuquerque
New Mexico
Risk Summary for Albuquerque
Albuquerque scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Albuquerque, New Mexico
Albuquerque, in Bernalillo County, is a city of 75,510 residents situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Albuquerque residents and property owners must navigate.
Albuquerque's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include earthquake and lightning.
Within New Mexico, Albuquerque's risk is, considerably above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Bernalillo County identifies winter as the foremost hazard, followed by earthquake and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Albuquerque's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Albuquerque: Winter Weather preparedness
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
Local Factors for Albuquerque
These city-level factors differentiate Albuquerque from other communities in Bernalillo County and provide geographic context for its hazard exposure.
Population
75,510
UrbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.6/10
Coordinates
35.0103Β° N, 106.8782Β° W
Bernalillo County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Albuquerque
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Albuquerque
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.