🌍 ClimateRiskCheck

Natural Disaster Risk in Albuquerque

New Mexico

7.5out of 10
High Risk

Risk Summary for Albuquerque

Albuquerque scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Earthquake Lightning

All 18 Hazard Scores

Winter Weather
9.9
Earthquake
9.8
Lightning
9.8
Wildfire
9.6
Hail
9.6
Extreme Heat
9.6
Volcanic Activity
9.3
Avalanche
8.5
Strong Wind
8.2
Ice Storm
7.1
Drought
6.3
Tornado
6.2
Cold Wave
6.2
Tsunami
5.4
Landslide
5.0
Coastal Flooding
4.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Albuquerque
7.5
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Albuquerque, New Mexico

Albuquerque, in Bernalillo County, is a city of 75,510 residents situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Albuquerque residents and property owners must navigate.

Albuquerque's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include earthquake and lightning.

Within New Mexico, Albuquerque's risk is, considerably above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Bernalillo County identifies winter as the foremost hazard, followed by earthquake and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Albuquerque's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Albuquerque: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Albuquerque

These city-level factors differentiate Albuquerque from other communities in Bernalillo County and provide geographic context for its hazard exposure.

Population

75,510

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

35.0103Β° N, 106.8782Β° W

Bernalillo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Albuquerque

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Albuquerque

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.