🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 87121

Albuquerque, New Mexico

7.5out of 10
High Risk

Risk Summary for ZIP 87121

ZIP 87121 scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Earthquake Lightning

All 18 Hazard Scores

Winter Weather
9.9
Earthquake
9.8
Lightning
9.8
Wildfire
9.6
Hail
9.6
Extreme Heat
9.6
Volcanic Activity
9.3
Avalanche
8.5
Strong Wind
8.2
Ice Storm
7.1
Drought
6.3
Tornado
6.2
Cold Wave
6.2
Tsunami
5.4
Landslide
5.0
Coastal Flooding
4.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

ZIP 87121
7.5
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 87121, New Mexico

Located in the arid interior West, ZIP 87121 serves the Albuquerque community. The semi-arid climate of this part of New Mexico β€” bringing hot, dry summers and cold winters with dramatic elevation variation β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 87121's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include earthquake and lightning.

Relative to other U.S. communities, ZIP 87121's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by winter and earthquake, as measured by FEMA across New Mexico. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 87121's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 87121: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Risk for the surrounding area

Local Factors for ZIP 87121

These city-level factors differentiate ZIP 87121 from other communities in New Mexico County and provide geographic context for its hazard exposure.

Population

75,510

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

35.0103Β° N, 106.8782Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 87121

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.