🌍 ClimateRiskCheck

Natural Disaster Risk in Caballo

New Mexico

5.4out of 10
Moderate Risk

Risk Summary for Caballo

Caballo scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Avalanche Wildfire

All 18 Hazard Scores

Volcanic Activity
9.2
Avalanche
9.1
Wildfire
8.5
Drought
7.7
Lightning
7.6
Winter Weather
6.1
Landslide
5.7
Tsunami
5.4
Earthquake
5.2
Coastal Flooding
4.9
Extreme Heat
4.5
Hurricane
4.2
Hail
4.2
Cold Wave
4.1
Ice Storm
2.0
Tornado
1.6
Strong Wind
1.6
Riverine Flooding
1.0

How it compares

Caballo
5.4
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caballo, New Mexico

Caballo, in Sierra County, is a small community of about 703 situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Caballo residents and property owners must navigate.

Caballo's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Secondary hazards include avalanche and wildfire.

Within New Mexico, Caballo's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sierra County identifies volcano as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Caballo residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Caballo: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Caballo

These city-level factors differentiate Caballo from other communities in Sierra County and provide geographic context for its hazard exposure.

Population

703

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.5/10

Coordinates

32.9338Β° N, 107.3366Β° W

Sierra County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Caballo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Caballo

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.