🌍 ClimateRiskCheck

Natural Disaster Risk in Clayton

New Mexico

4.8out of 10
Moderate Risk

Risk Summary for Clayton

Clayton scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Avalanche

All 18 Hazard Scores

Drought
9.3
Wildfire
9.0
Avalanche
8.2
Winter Weather
7.4
Hail
7.0
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
3.0
Cold Wave
2.9
Earthquake
2.8
Ice Storm
2.6
Hurricane
2.4
Tornado
2.3
Extreme Heat
2.3
Strong Wind
2.0
Riverine Flooding
1.0

How it compares

Clayton
4.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clayton, New Mexico

Clayton is a town of roughly 3,178 residents in Union County, in the Great Plains. The area experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Clayton.

According to FEMA's National Risk Index, Clayton carries an overall risk score of 4.8/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wildfire and avalanche.

Clayton's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Union County, the highest-scoring are drought, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Clayton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Clayton: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Clayton

These city-level factors differentiate Clayton from other communities in Union County and provide geographic context for its hazard exposure.

Population

3,178

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

36.3517Β° N, 103.3264Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clayton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clayton

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.