🌍 ClimateRiskCheck

Natural Disaster Risk in El Rito

New Mexico

5.6out of 10
Moderate Risk

Risk Summary for El Rito

El Rito scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Lightning

All 18 Hazard Scores

Wildfire
9.7
Landslide
9.6
Lightning
9.5
Avalanche
8.9
Earthquake
8.2
Drought
7.4
Winter Weather
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
3.9
Cold Wave
3.9
Hail
3.7
Hurricane
2.4
Strong Wind
2.4
Ice Storm
2.4
Tornado
2.3
Riverine Flooding
1.0

How it compares

El Rito
5.6
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: El Rito, New Mexico

Located in the Great Plains in Rio Arriba County, El Rito is a small community of about 1,102. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making El Rito a community where hazard awareness has real practical value.

El Rito's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include landslide and lightning.

Relative to other U.S. communities, El Rito's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by wildfire and landslide, as measured by FEMA across Rio Arriba County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, El Rito residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for El Rito: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for El Rito

These city-level factors differentiate El Rito from other communities in Rio Arriba County and provide geographic context for its hazard exposure.

Population

1,102

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

36.3409Β° N, 106.2020Β° W

Rio Arriba County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for El Rito

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in El Rito

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.