🌍 ClimateRiskCheck

Natural Disaster Risk in Floyd

New Mexico

6.2out of 10
High Risk

Risk Summary for Floyd

Floyd scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Volcanic Activity

All 18 Hazard Scores

Wildfire
9.9
Drought
9.7
Volcanic Activity
9.5
Hail
9.1
Winter Weather
8.5
Strong Wind
7.9
Extreme Heat
7.0
Tornado
5.9
Hurricane
5.5
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.6
Avalanche
4.5
Ice Storm
3.9
Cold Wave
3.6
Earthquake
3.4
Landslide
1.9
Riverine Flooding
1.0

How it compares

Floyd
6.2
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Floyd, New Mexico

Located in the arid interior West in Roosevelt County, Floyd is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Floyd a community where hazard awareness has real practical value.

Floyd's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and volcano.

Relative to other U.S. communities, Floyd's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Roosevelt County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Floyd's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Floyd: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Floyd

These city-level factors differentiate Floyd from other communities in Roosevelt County and provide geographic context for its hazard exposure.

Population

329

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

34.2363Β° N, 103.6645Β° W

Roosevelt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Floyd

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Floyd

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.