🌍 ClimateRiskCheck

Natural Disaster Risk in Fort Wingate

New Mexico

5.8out of 10
Moderate Risk

Risk Summary for Fort Wingate

Fort Wingate scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Lightning Winter Weather

All 18 Hazard Scores

Volcanic Activity
9.6
Lightning
9.5
Winter Weather
9.2
Landslide
8.9
Cold Wave
8.9
Avalanche
8.6
Wildfire
8.1
Earthquake
8.0
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.8
Ice Storm
3.4
Hurricane
2.4
Hail
2.0
Strong Wind
1.8
Drought
1.7
Tornado
1.6
Riverine Flooding
1.0

How it compares

Fort Wingate
5.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fort Wingate, New Mexico

Fort Wingate, in McKinley County, is a small community of about 1,979 situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Fort Wingate residents and property owners must navigate.

Fort Wingate's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Secondary hazards include lightning and winter.

Within New Mexico, Fort Wingate's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of McKinley County identifies volcano as the foremost hazard, followed by lightning and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Fort Wingate's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Fort Wingate: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Fort Wingate

These city-level factors differentiate Fort Wingate from other communities in McKinley County and provide geographic context for its hazard exposure.

Population

1,979

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.1/10

Coordinates

35.4868Β° N, 108.5333Β° W

McKinley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fort Wingate

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fort Wingate

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.