🌍 ClimateRiskCheck

Natural Disaster Risk in Garfield

New Mexico

7.4out of 10
High Risk

Risk Summary for Garfield

Garfield scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Lightning Winter Weather

All 18 Hazard Scores

Drought
9.9
Winter Weather
9.8
Lightning
9.8
Hail
9.7
Extreme Heat
9.5
Earthquake
9.2
Wildfire
8.8
Avalanche
8.8
Cold Wave
8.4
Ice Storm
7.1
Strong Wind
6.3
Hurricane
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Tornado
3.0
Riverine Flooding
1.0

How it compares

Garfield
7.4
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garfield, New Mexico

Located in the arid interior West in DoΓ±a Ana County, Garfield is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Garfield a community where hazard awareness has real practical value.

FEMA rates Garfield's composite natural disaster risk at 7.4 out of 10 β€” high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for lightning and winter risk in their preparedness planning.

Relative to other U.S. communities, Garfield's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by drought and lightning, as measured by FEMA across DoΓ±a Ana County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Garfield's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Garfield: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Garfield

These city-level factors differentiate Garfield from other communities in DoΓ±a Ana County and provide geographic context for its hazard exposure.

Population

214

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.8/10

Coordinates

32.7544Β° N, 107.2628Β° W

DoΓ±a Ana County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garfield

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.