🌍 ClimateRiskCheck

Natural Disaster Risk in Gladstone

New Mexico

4.8out of 10
Moderate Risk

Risk Summary for Gladstone

Gladstone scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Avalanche

All 18 Hazard Scores

Drought
9.3
Wildfire
9.0
Avalanche
8.2
Winter Weather
7.4
Hail
7.0
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
3.0
Cold Wave
2.9
Earthquake
2.8
Ice Storm
2.6
Hurricane
2.4
Tornado
2.3
Extreme Heat
2.3
Strong Wind
2.0
Riverine Flooding
1.0

How it compares

Gladstone
4.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gladstone, New Mexico

Gladstone, in Union County, is a small unincorporated community situated in the Great Plains. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Gladstone residents and property owners must navigate.

According to FEMA's National Risk Index, Gladstone carries an overall risk score of 4.8/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and avalanche.

Within New Mexico, Gladstone's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Union County identifies drought as the foremost hazard, followed by wildfire and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Gladstone's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Gladstone: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Gladstone

These city-level factors differentiate Gladstone from other communities in Union County and provide geographic context for its hazard exposure.

Population

117

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

36.3379Β° N, 103.9865Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gladstone

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gladstone

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.