🌍 ClimateRiskCheck

Natural Disaster Risk in Hagerman

New Mexico

7.1out of 10
High Risk

Risk Summary for Hagerman

Hagerman scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Volcanic Activity

All 18 Hazard Scores

Drought
9.9
Strong Wind
9.6
Volcanic Activity
9.6
Winter Weather
9.4
Wildfire
9.3
Extreme Heat
9.1
Lightning
8.9
Ice Storm
8.8
Avalanche
8.2
Hail
7.1
Hurricane
5.9
Tsunami
5.4
Coastal Flooding
4.9
Cold Wave
4.3
Earthquake
4.0
Landslide
3.6
Tornado
3.0
Riverine Flooding
1.0

How it compares

Hagerman
7.1
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hagerman, New Mexico

Located in the arid interior West in Chaves County, Hagerman is a town of roughly 2,838 residents. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Hagerman a community where hazard awareness has real practical value.

Hagerman's overall natural disaster risk is rated 7.1/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wind and volcano.

Relative to other U.S. communities, Hagerman's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Chaves County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Hagerman residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Hagerman: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Hagerman

These city-level factors differentiate Hagerman from other communities in Chaves County and provide geographic context for its hazard exposure.

Population

2,838

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

33.0640Β° N, 104.1568Β° W

Chaves County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hagerman

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hagerman

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.