Natural Disaster Risk in Holman
New Mexico
Risk Summary for Holman
Holman scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Holman, New Mexico
Located in the Great Plains in Mora County, Holman is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β marked by hot, dry summers and cold winters with dramatic elevation variation β directly influences the types and severity of natural hazards present, making Holman a community where hazard awareness has real practical value.
FEMA rates Holman's composite natural disaster risk at 4.3 out of 10 β moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for avalanche and landslide risk in their preparedness planning.
Relative to other U.S. communities, Holman's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Mora County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Holman's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.
What this means for Holman: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Holman
These city-level factors differentiate Holman from other communities in Mora County and provide geographic context for its hazard exposure.
Population
224
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.6/10
Coordinates
36.0588Β° N, 105.3756Β° W
Mora County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Holman
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Holman
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.