🌍 ClimateRiskCheck

Natural Disaster Risk in Jal

New Mexico

6.8out of 10
High Risk

Risk Summary for Jal

Jal scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Lightning

All 18 Hazard Scores

Wildfire
9.8
Hail
9.5
Lightning
9.3
Winter Weather
9.1
Drought
8.8
Strong Wind
8.4
Cold Wave
8.1
Extreme Heat
8.0
Ice Storm
7.0
Tornado
6.0
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.8
Landslide
1.3
Riverine Flooding
1.0

How it compares

Jal
6.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jal, New Mexico

Jal, in Lea County, is a small community of about 2,364 situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Jal residents and property owners must navigate.

According to FEMA's National Risk Index, Jal carries an overall risk score of 6.8/10, placing it in the high category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to hail and lightning.

Within New Mexico, Jal's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Lea County identifies wildfire as the foremost hazard, followed by hail and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Jal residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Jal: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Jal

These city-level factors differentiate Jal from other communities in Lea County and provide geographic context for its hazard exposure.

Population

2,364

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

32.1634Β° N, 103.3945Β° W

Lea County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jal

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jal

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.