Natural Disaster Risk in Lake Arthur
New Mexico
Risk Summary for Lake Arthur
Lake Arthur scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lake Arthur, New Mexico
Located in the arid interior West in Chaves County, Lake Arthur is a small community of about 901. The semi-arid climate that characterizes this part of New Mexico β marked by hot, dry summers and cold winters with dramatic elevation variation β directly influences the types and severity of natural hazards present, making Lake Arthur a community where hazard awareness has real practical value.
Lake Arthur's overall natural disaster risk is rated 7.1/10 (High) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wind and volcano.
Relative to other U.S. communities, Lake Arthur's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Chaves County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Lake Arthur's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Lake Arthur: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Lake Arthur
These city-level factors differentiate Lake Arthur from other communities in Chaves County and provide geographic context for its hazard exposure.
Population
901
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.3/10
Coordinates
32.9877Β° N, 104.5485Β° W
Chaves County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lake Arthur
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lake Arthur
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.