🌍 ClimateRiskCheck

Natural Disaster Risk in Loco Hills

New Mexico

6.7out of 10
High Risk

Risk Summary for Loco Hills

Loco Hills scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Drought

All 18 Hazard Scores

Winter Weather
9.6
Wildfire
9.0
Drought
8.7
Ice Storm
8.7
Strong Wind
8.5
Avalanche
8.5
Extreme Heat
8.2
Lightning
8.1
Hail
7.7
Cold Wave
6.1
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Tornado
3.6
Earthquake
3.5
Landslide
2.8
Riverine Flooding
1.0

How it compares

Loco Hills
6.7
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Loco Hills, New Mexico

Located in the arid interior West in Eddy County, Loco Hills is a small unincorporated community. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Loco Hills a community where hazard awareness has real practical value.

FEMA rates Loco Hills's composite natural disaster risk at 6.7 out of 10 β€” high risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for wildfire and drought risk in their preparedness planning.

Relative to other U.S. communities, Loco Hills's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by winter and wildfire, as measured by FEMA across Eddy County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Loco Hills's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Loco Hills: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Loco Hills

These city-level factors differentiate Loco Hills from other communities in Eddy County and provide geographic context for its hazard exposure.

Population

72

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

32.8109Β° N, 103.9992Β° W

Eddy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Loco Hills

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Loco Hills

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.