Natural Disaster Risk in Los Ojos
New Mexico
Risk Summary for Los Ojos
Los Ojos scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Los Ojos, New Mexico
Los Ojos, in Rio Arriba County, is a small unincorporated community situated in the Great Plains. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Los Ojos residents and property owners must navigate.
Los Ojos's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include landslide and lightning.
Within New Mexico, Los Ojos's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Rio Arriba County identifies wildfire as the foremost hazard, followed by landslide and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Los Ojos residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Los Ojos: Wildfire preparedness
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
Local Factors for Los Ojos
These city-level factors differentiate Los Ojos from other communities in Rio Arriba County and provide geographic context for its hazard exposure.
Population
219
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.7°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 9.7/10
Coordinates
36.6925° N, 106.6687° W
Rio Arriba County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Los Ojos
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Los Ojos
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.