🌍 ClimateRiskCheck

Natural Disaster Risk in Luna

New Mexico

4.7out of 10
Moderate Risk

Risk Summary for Luna

Luna scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Volcanic Activity

All 18 Hazard Scores

Wildfire
9.7
Landslide
9.5
Volcanic Activity
9.5
Avalanche
9.1
Lightning
8.5
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
4.3
Drought
3.4
Earthquake
3.2
Cold Wave
2.7
Hurricane
2.4
Extreme Heat
2.0
Ice Storm
1.8
Hail
1.5
Tornado
1.4
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Luna
4.7
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Luna, New Mexico

Luna is a small unincorporated community in Catron County, in the arid interior West. The area experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Luna.

FEMA rates Luna's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for landslide and volcano risk in their preparedness planning.

Luna's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Catron County, the highest-scoring are wildfire, landslide, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Luna residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Luna: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Luna

These city-level factors differentiate Luna from other communities in Catron County and provide geographic context for its hazard exposure.

Population

152

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.7/10

Coordinates

33.8271Β° N, 108.9773Β° W

Catron County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Luna

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Luna

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.