🌍 ClimateRiskCheck

Natural Disaster Risk in Maxwell

New Mexico

5.3out of 10
Moderate Risk

Risk Summary for Maxwell

Maxwell scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Lightning Avalanche

All 18 Hazard Scores

Wildfire
9.8
Lightning
8.9
Winter Weather
8.8
Avalanche
8.8
Landslide
7.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.8
Drought
4.7
Earthquake
4.4
Cold Wave
3.6
Extreme Heat
3.0
Tornado
2.7
Strong Wind
2.7
Hurricane
2.4
Ice Storm
2.0
Riverine Flooding
1.0

How it compares

Maxwell
5.3
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Maxwell, New Mexico

Maxwell, in Colfax County, is a small unincorporated community situated in the Great Plains. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Maxwell residents and property owners must navigate.

Maxwell's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include lightning and avalanche.

Within New Mexico, Maxwell's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Colfax County identifies wildfire as the foremost hazard, followed by lightning and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Maxwell residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Maxwell: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Maxwell

These city-level factors differentiate Maxwell from other communities in Colfax County and provide geographic context for its hazard exposure.

Population

414

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

36.6033Β° N, 104.5947Β° W

Colfax County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Maxwell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Maxwell

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.