🌍 ClimateRiskCheck

Natural Disaster Risk in Mcdonald

New Mexico

6.8out of 10
High Risk

Risk Summary for Mcdonald

Mcdonald scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Lightning

All 18 Hazard Scores

Wildfire
9.8
Hail
9.5
Lightning
9.3
Winter Weather
9.1
Drought
8.8
Strong Wind
8.4
Cold Wave
8.1
Extreme Heat
8.0
Ice Storm
7.0
Tornado
6.0
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.8
Landslide
1.3
Riverine Flooding
1.0

How it compares

Mcdonald
6.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mcdonald, New Mexico

Mcdonald is a small unincorporated community in Lea County, in the arid interior West. The area experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mcdonald.

According to FEMA's National Risk Index, Mcdonald carries an overall risk score of 6.8/10, placing it in the high category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to hail and lightning.

Mcdonald's risk score, slightly above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lea County, the highest-scoring are wildfire, hail, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Mcdonald's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mcdonald: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Mcdonald

These city-level factors differentiate Mcdonald from other communities in Lea County and provide geographic context for its hazard exposure.

Population

20

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

33.1287Β° N, 103.4069Β° W

Lea County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mcdonald

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mcdonald

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.