🌍 ClimateRiskCheck

Natural Disaster Risk in Melrose

New Mexico

6.2out of 10
High Risk

Risk Summary for Melrose

Melrose scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Winter Weather

All 18 Hazard Scores

Drought
9.8
Wildfire
9.6
Winter Weather
9.6
Volcanic Activity
9.3
Hail
9.0
Extreme Heat
6.8
Tornado
6.4
Strong Wind
6.3
Lightning
6.3
Tsunami
5.4
Cold Wave
5.0
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Earthquake
4.1
Hurricane
2.4
Landslide
1.6
Riverine Flooding
1.0

How it compares

Melrose
6.2
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Melrose, New Mexico

Melrose, in Curry County, is a small community of about 891 situated in the arid interior West. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Melrose residents and property owners must navigate.

Melrose's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include wildfire and winter.

Within New Mexico, Melrose's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Curry County identifies drought as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Melrose residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Melrose: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Melrose

These city-level factors differentiate Melrose from other communities in Curry County and provide geographic context for its hazard exposure.

Population

891

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

34.5277Β° N, 103.6473Β° W

Curry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Melrose

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Melrose

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.