Natural Disaster Risk in Mule Creek
New Mexico
Risk Summary for Mule Creek
Mule Creek scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mule Creek, New Mexico
Mule Creek is a small unincorporated community in Grant County, in the arid interior West. The area experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mule Creek.
According to FEMA's National Risk Index, Mule Creek carries an overall risk score of 5.3/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to avalanche and winter.
Mule Creek's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grant County, the highest-scoring are wildfire, avalanche, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
With a moderate risk rating, Mule Creek residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Mule Creek: Wildfire preparedness
- Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
Local Factors for Mule Creek
These city-level factors differentiate Mule Creek from other communities in Grant County and provide geographic context for its hazard exposure.
Population
360
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 9.7/10
Coordinates
33.0147° N, 108.9430° W
Grant County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mule Creek
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mule Creek
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.