Natural Disaster Risk in Ojo Caliente
New Mexico
Risk Summary for Ojo Caliente
Ojo Caliente scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ojo Caliente, New Mexico
Located in the Great Plains in Rio Arriba County, Ojo Caliente is a small community of about 933. The semi-arid climate that characterizes this part of New Mexico β marked by hot, dry summers and cold winters with dramatic elevation variation β directly influences the types and severity of natural hazards present, making Ojo Caliente a community where hazard awareness has real practical value.
Ojo Caliente's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include landslide and lightning.
Relative to other U.S. communities, Ojo Caliente's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by wildfire and landslide, as measured by FEMA across Rio Arriba County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Ojo Caliente residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.
What this means for Ojo Caliente: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Ojo Caliente
These city-level factors differentiate Ojo Caliente from other communities in Rio Arriba County and provide geographic context for its hazard exposure.
Population
933
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 36.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 9.7/10
Coordinates
36.2324Β° N, 106.0568Β° W
Rio Arriba County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ojo Caliente
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ojo Caliente
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.