Natural Disaster Risk in Ramah
New Mexico
Risk Summary for Ramah
Ramah scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ramah, New Mexico
Located in the arid interior West in Cibola County, Ramah is a small community of about 2,115. The semi-arid climate that characterizes this part of New Mexico β marked by hot, dry summers and cold winters with dramatic elevation variation β directly influences the types and severity of natural hazards present, making Ramah a community where hazard awareness has real practical value.
Ramah's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. Secondary hazards include lightning and avalanche.
Relative to other U.S. communities, Ramah's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by volcano and lightning, as measured by FEMA across Cibola County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Ramah's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.
What this means for Ramah: Volcanic Activity preparedness
- Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
- Protect electronics and HVAC systems from fine volcanic ash during eruptions.
- Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
Local Factors for Ramah
These city-level factors differentiate Ramah from other communities in Cibola County and provide geographic context for its hazard exposure.
Population
2,115
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 8.5/10
Coordinates
35.0679Β° N, 108.4064Β° W
Cibola County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ramah
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ramah
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.