Natural Disaster Risk in Santa Teresa
New Mexico
Risk Summary for Santa Teresa
Santa Teresa scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Santa Teresa, New Mexico
Santa Teresa, in Doña Ana County, is a city of approximately 12,623 residents situated in the Deep South. Its semi-arid climate brings hot, dry summers and cold winters with dramatic elevation variation, and in particular a late-summer monsoon season with flash flood risk. These conditions collectively define the natural hazard environment that Santa Teresa residents and property owners must navigate.
Santa Teresa's overall natural disaster risk is rated 7.4/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include lightning and winter.
Within New Mexico, Santa Teresa's risk is, considerably above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Doña Ana County identifies drought as the foremost hazard, followed by lightning and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Santa Teresa's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Santa Teresa: Drought preparedness
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
Local Factors for Santa Teresa
These city-level factors differentiate Santa Teresa from other communities in Doña Ana County and provide geographic context for its hazard exposure.
Population
12,623
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 31.8°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 8.8/10
Coordinates
31.8187° N, 106.7419° W
Doña Ana County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Santa Teresa
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Santa Teresa
Other cities in New Mexico
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.