🌍 ClimateRiskCheck

Natural Disaster Risk in Sedan

New Mexico

4.8out of 10
Moderate Risk

Risk Summary for Sedan

Sedan scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Avalanche

All 18 Hazard Scores

Drought
9.3
Wildfire
9.0
Avalanche
8.2
Winter Weather
7.4
Hail
7.0
Tsunami
5.4
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
3.0
Cold Wave
2.9
Earthquake
2.8
Ice Storm
2.6
Hurricane
2.4
Tornado
2.3
Extreme Heat
2.3
Strong Wind
2.0
Riverine Flooding
1.0

How it compares

Sedan
4.8
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sedan, New Mexico

Sedan is a small unincorporated community in Union County, in the Great Plains. The area experiences hot, dry summers and cold winters with dramatic elevation variation, with a late-summer monsoon season with flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sedan.

FEMA rates Sedan's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for wildfire and avalanche risk in their preparedness planning.

Sedan's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Union County, the highest-scoring are drought, wildfire, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Sedan's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Sedan: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Sedan

These city-level factors differentiate Sedan from other communities in Union County and provide geographic context for its hazard exposure.

Population

25

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.0/10

Coordinates

36.1497Β° N, 103.1334Β° W

Union County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sedan

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sedan

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.