🌍 ClimateRiskCheck

Natural Disaster Risk in Tucumcari

New Mexico

5.2out of 10
Moderate Risk

Risk Summary for Tucumcari

Tucumcari scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Drought Wildfire

All 18 Hazard Scores

Volcanic Activity
9.3
Drought
9.1
Wildfire
8.7
Winter Weather
8.4
Avalanche
8.2
Strong Wind
6.2
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.5
Hail
4.0
Extreme Heat
4.0
Cold Wave
3.2
Earthquake
2.8
Ice Storm
2.7
Landslide
2.5
Tornado
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Tucumcari
5.2
New Mexico avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tucumcari, New Mexico

Located in the arid interior West in Quay County, Tucumcari is a town of roughly 6,818 residents. The semi-arid climate that characterizes this part of New Mexico β€” marked by hot, dry summers and cold winters with dramatic elevation variation β€” directly influences the types and severity of natural hazards present, making Tucumcari a community where hazard awareness has real practical value.

FEMA rates Tucumcari's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. Residents should also account for drought and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Tucumcari's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by volcano and drought, as measured by FEMA across Quay County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Tucumcari's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Tucumcari: Volcanic Activity preparedness

  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.

Local Factors for Tucumcari

These city-level factors differentiate Tucumcari from other communities in Quay County and provide geographic context for its hazard exposure.

Population

6,818

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.7/10

Coordinates

35.0898Β° N, 103.8094Β° W

Quay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tucumcari

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tucumcari

Other cities in New Mexico

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.